|
If a creditor
arrests your bank account and your account income is derived mostly
or wholly from social security benefits or tax credits, then this
income may be protected against arrestment in law.
This may be in
terms of Scots common law, section 45 of the Tax Credits Act 2002 and
section 187 of the Social Security Administration Act 1992.
If your
welfare payments are arrested here is a standard letter your advisor
(or you) can send to the Sheriff Officers to seek release of your
money: pro
forma letter [htm]; pro
forma letter [pdf].
If you bank
applies charges in processing a bank arrestment where your account
income is derived mostly or wholly from social security benefits or
tax credits, then your advisor (or you) can send this pro forma
letter to your bank to request a refund of bank charges: pro
forma letter [htm]; pro
forma letter [pdf].
If you are
successful in getting monies released or charges refunded, let us
know at: mail@bankcharges.info. |
