mortgage charges in Scotland

Charitable community controlled law centre in Glasgow, UK. Charity no. SCO 30193.  www.govanlc.com

 

 

 

 

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Charges and court expenses applied to loans secured on your home (heritable property) can be made under Standard Condition 12 of the Conveyancing & Feudal Reform (Scotland) Act 1970. 

However, it may still be possible to argue that some charges are unfair and excessive.  The law in this area is complicated - however, an examination of the legal options available to debtors can be found below:

example of bank charge letter

example of bank charge letter


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