govan law centre

seminar

Mortgage Rights (Scotland) Act 2001 PURPOSE  The Mortgage Rights (Scotland) Act 2001 was passed by the Scottish Parliament in June 2001. For the first time, occupiers of homeowner property will have a legal remedy where they face repossession. The experience in England, which has had similar legislation for many years, reveals that 45% of debtors in mortgage default can get back on their feet and stay in their homes. In Scotland, that would mean 1,350 fewer people having their homes possessed by lenders, 540 fewer applications to local authorities under the homelessness legislation and 405 fewer applications being classed as being in priority need. The remedy in Scotland will only work if there is take-up - and take-up will depend upon the ability of the legal profession and advice sector to utilize new remedies. SPEAKERS  Cathie Craigie MSP (the member who introduced the Mortgage Rights (Scotland) Bill); Derek Livingston, Partner, Naftalin Duncan & Co., Solicitors; and Mike Dailly, Principal Solicitor, Govan Law Centre. PARTICIPANTS  This half day seminar is aimed at solicitors, money advisors, housing advisors, CABx workers and social work receiving staff. VENUE  The Parish Halls, George Street, Glasgow G2.  TIME  10am to 12.45pm (coffee at 9.30am; comfort break 11.30am). COST  £70 solicitors and statutory agencies; £55 advice sector and charitable organisations; free to residents in G51. Discounts may be available where a firm or organisation wishes to place a multiple booking. All prices are inclusive of VAT. Your booking is confirmed once acknowledged by us in writing. We will send you a payment and VAT receipt. GLC operates a full discount policy for cancellations received at least 2 weeks before the date of the event; for cancellations received after this point, a 90% refund is payable; however, no refund is payable for cancellations received or intimated on the date of the event.